AGRICULTURE LOANS

Service Funding Associates (SFA) provides direct private agricultural loans across the USA and globally. We fund the acquisition of land, specialized equipment, operational expenses, and large-scale agribusiness ventures with speed and flexibility.

1. Funding for Time-Sensitive Operations

   If you need capital quickly for fertilizer purchases, bulk commodity storage, or planting expenses, traditional loans often arrive too late. SFA provides rapid access to funds, aligning with critical seasonal deadlines.

2. Non-Traditional & Global Collateral Expertise

   We look beyond simple farm real estate. We assess the true value of specialized equipment, crop inventories, timber, and water rights. Our global capability allows us to fund cross-border agribusiness acquisitions and international trade financing.

3. Focus on Asset Value and Exit Strategy

   Our underwriting process is based on the underlying value of the land or assets and the defined profitability (exit strategy) of the operation, not restrictive personal debt-to-income ratios. This flexibility is vital for investors seeking to capitalize on opportunities in the global commodity markets.

4. Financing for Land Expansion and Improvement

   Whether securing adjacent acreage for expansion or financing major irrigation or infrastructure improvements, SFA provides the capital needed to increase yields and operational efficiency.