Fueling New Ideas. Funding New Businesses

At Service Funding Associates, we believe that every great business begins with a bold idea and the right financial support. Our Start-Up Loans Program is designed specifically for new entrepreneurs, early-stage ventures, and small businesses looking for reliable funding to take their next big step.

Why Choose Our Start-Up Loans Program?

Whether you’re launching a product, expanding operations, or establishing your first business infrastructure, our tailored loan solutions provide the resources you need to turn your vision into reality.

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  • Flexible Loan Amounts
    Borrow exactly what your business needs, no more, no less. Our funding options are structured to support everything from micro-startups to larger early-stage enterprises.
  • Fast Application & Approval Process
    Time is critical in the start-up world. Our streamlined application and evaluation process ensures quick decisions and efficient funding.
  • Options for New Entrepreneurs
    No business history? No problem. We work with first-time founders, newly registered companies, and early-stage operators who may not qualify through traditional lenders.
  • Competitive Terms
    Transparent, fair rates with customized repayment plans designed to support long-term success rather than burden your cash flow.
  • Dedicated Funding Specialists
    Our specialists guide you through every step—from application and documentation to planning and proper utilization of funds. You never navigate the process alone.

Who Is Eligible?

Our Start-Up Loans Program is ideal for:

  • Newly established businesses (0–24 months in operation)
  • Entrepreneurs launching a new company
  • Freelancers transitioning into formal business registration
  • Small teams and micro-startups preparing to scale
  • Businesses needing capital for equipment, marketing, inventory, or operations

If you have a strong idea, a plan, and the drive to execute. It’s likely you qualify.

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What You Can Use the Funds For

Our funding is flexible and can be applied toward:

  • Business registration & legal setup
  • Equipment, tools, and inventory
  • Marketing, branding, and customer acquisition campaigns
  • Website and technology development
  • Hiring and payroll support
  • Office or workspace expenses
  • Working capital and operational costs

Your vision determines the direction—our funding helps you get there.

How the Process Works

  1. Apply Online
    Complete our simple application form with your basic business information.
  2. Speak With a Funding Advisore
    A specialist will review your goals and help you choose the best funding structure.
  3. Submit Supporting Documentse
    We keep documentation requirements minimal and flexible.
  4. Receive Fundinge
    Approved applicants receive funds quickly—often within days.
  5. Build & Grow With Confidence
    Use your capital strategically with ongoing guidance from our team.

Why Start-Ups Trust Service Funding Associates


At Service Funding Associates, we are more than a lending provider—we are a long-term partner in your business journey. Our mission is to remove financial barriers, empower innovation, and support the next generation of businesses through responsible, accessible funding solutions.

FAQ's about our SBA loan

You can use SBA loans to:

  • Start your own business
  • Purchase another business
  • Purchase commercial real estate
  • Finalize a partner buyout
  • Finance a franchise
  • Refinance debt
  • Buy inventory, furniture, fixtures and equipment
  • Gain working and expansion capital
  • Finance construction for ground-up or leasehold improvements

In order to qualify for an SBA loan, your business must:

  • Be organized for profit
  • Meet SBA size standards
  • Demonstrate the need for financing
  • Document that SBA loan proceeds will be used for business purposes
  • Not have a history of defaulting on a federal loan or federally assisted financing, creating a loss to the federal government

Yes. SBA loans can help cover startup costs, working capital needs, expansions, real estate purchases and more.