Frequently Asked Questions (FAQs)

Welcome to the Service Funding Associates FAQ page. We provide direct, fast, and flexible private financing for personal, real estate, and business needs across the USA and globally, from our Hilliard, OH headquarters.


Yes. We specialize in structuring financing for international real estate investments where local banks may lack the capacity or inclination to lend. We assess the deal’s potential globally.

Yes. Service Funding Associates regularly approve applicants with low credit scores, past defaults, or missed payments. We also have various programs that do not require assess more than just your credit report and work with you to find a loan that fits your situation.

Yes, this is one of our core differentiators. Unlike local banks constrained by territory, our experience in global private lending allows us to underwrite and fund complex deals involving international operations, foreign receivables, or multi-entity structures.

We welcome inquiries from independent brokers, CPAs, attorneys, and real estate agents through our Broker and Referral Program. You can submit an inquiry via the partnership form on our Careers page. We offer competitive compensation and access to our direct, global lending platform.

Yes. Our partners benefit from our ability to fund deals across all 50 U.S. states and in key global markets, significantly broadening the scope of opportunities you can present to your clients.

Yes. Service Funding Associates regularly approve applicants with low credit scores, past defaults, or missed payments. We also have various programs that do not require assess more than just your credit report and work with you to find a loan that fits your situation.

Loan process can be completed in 24 hours and the funds are deposited the same day.

No. Submitting your application for a loan in Ohio won’t impact your credit score. We only perform a soft check during the initial application process.

We offer personal loan terms from 6 months to 5 years, with fixed monthly payments that are set to fit your budget. You can also defer payments in case you are laid off from work.

Yes. We are a licensed lender in the state of Ohio and nationwide with a loan with our easy online loan application without you having to visit any of our offices.

No. Our loan contracts have no hidden fees. If you decide to payoff the loan early, there no penalties.



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