Construction Loans
Unlock Opportunities with Construction Loans
Service Funding Associates (SFA) provides experienced builders and developers with competitive terms for shovel-ready ground-up and mid-construction investment projects.
Construction Real Estate Financing: Direct Capital for Decisive Investors
In commercial real estate (CRE), opportunities are often large, complex, and highly time-sensitive. Securing capital from traditional institutions can introduce crippling delays and rigid terms that compromise profitability.
- Simple Application Process
- Draws funded in as little as 3 business days
- Customized Loan Terms
- Flexible Repayment Options
- No Prepayment Penalty
Bridge loans for Real Estate
- Term: 3 to 30 Years
- Loan Amount: $500K to $80M+
- LTC: Up to 85%
- LTARV: Up to 67.5%
- Amortization: Interest only, 15–30 years
- Recourse: Non-recourse, partial, or full
- Property Types: Subdivisions, Scattered Site, Multifamily Apartment Buildings, mixed-use, MF, Traditional Single Family
- Rate: From 5%
What you need to apply
- Basic details about you and your business
- Bank connection or bank statements for the past 3 months
- Business in good standing
Power Your Next Build with Speed and Certainty
Ground up construction demands speed, flexibility, and reliable capital. Our Ground Up Construction Loan is built for experienced real estate investors ready to turn raw land or teardown sites into profitable residential developments. With competitive terms, strong leverage, and financing tailored to a wide range of property types, we deliver the certainty and resources you need to bring your vision to life.
From single-family homes and small multifamily projects to infill and portfolio builds, our Ground Up Construction Loan provides the capital structure and confidence to take your project from blueprint to completion, on time and on budget.
FAQ's about our New Construction loan
Yes, we do.
Yes, we can go up to 10 units on our 30 year DSCR Loan Program.
Yes, we work extensively with brokers and are always looking for new partnerships. Connect with our team to discuss questions such as compensation and broker protection. Fill out our Broker form.