Debt Consolidation Loans
Personal Debt Consolidation Loans
Are you tired of juggling multiple high-interest debts, confusing payment schedules, and relentless collection calls? Fragmented debt—from credit cards and medical bills to existing personal loans—creates stress and complexity, limiting your financial freedom.
Simplify Your Finances:
Service Funding Associates (SFA) offers a direct, all-purpose solution: a Private Debt Consolidation Loan.
We empower you to merge most, or all, of your unsecured debts into a single, manageable loan with one clear monthly payment. Our focus is on providing you with the speed and certainty you need to regain control of your financial future.
Traditional banks treat debt consolidation as a high-risk transaction, leading to lengthy approval cycles and reliance on near-perfect credit scores. At SFA, our private lending approach offers a critical difference:
Personal loans for debt consolidation
- With a debt consolidation loan, you could save money on higher-rate interest with a lower-rate loan
- Personal loans could be used to consolidate bills and credit card debt
- Choose a repayment term that works for you, from 36- to 84-month terms
- Pay off your consolidated debt with one set regular monthly payment
- Borrow between $10,000 and $100,000 with a SFA personal loan
- Interest rates starting at 5%.
- Payment deferments available.
How can you start consolidating debt?
A personal loan for debt consolidation can help you feel in control and get excited about your financial future. Here's how you can start on the path to a brighter future with SFA Personal Loans:
- See what personal loan offers you qualify for
- Complete a personal loan application in minutes
- Get an approval decision
- Funds disbursement can be done same day
- Pay off your loan; you choose where the money goes. You can send money straight to many creditors or to your bank account as soon as the next business day after you are approved for and accept the terms of your loan.
FAQ's about our debt consolidation loan
Paying off higher-rate debt is critical for financial health. The most important thing is to pick a method for paying off debt and stick with it. Your dedication can give you peace of mind, open up new financial opportunities, and put you on a path toward a more rewarding future.
If you have debt in the form of higher-rate loans that you’re struggling to pay off, consolidating that debt into one loan with a lower fixed rate can help. You could save money on interest and pay off your debt faster. 88% of surveyed debt consolidation customers told us they expect to pay off existing debt sooner with a SFA personal loan.
Interest rates for a SFA personal loan are determined on a case-by-case basis. They are based on creditworthiness at time of application for loan terms of 36-84 months. Many factors are used to determine your rate, including your credit history, application information, and the term you select. A lower interest rate does not always mean a less expensive loan — you'll also want to understand the total lifetime costs of your loan.