About Service Funding Associates - Direct Lending

Global Reach

From securing competitive business deal closings nationwide to funding complex international supply chains, Service Funding Associates is built on trust and performance. We specialize in providing the swift, all-purpose capital that traditional lenders can't or won't deliver.

Ready to discuss your funding needs? Don't let opportunity pass you by. Contact our direct lending team today to explore your options..

We are more than just a lender; we are your strategic financial partner. We invite you to learn more about how our direct, private lending model can provide the certainty and speed required to achieve your financial objectives.

INTRODUCTION

...

Our Mission: Capitalizing Opportunity, Not Bureaucracy

Service Funding Associates was founded on a singular principle: that opportunity should not be limited by the speed or rigid rules of traditional banks. Based in Hilliard, Ohio, we are a dedicated direct private lending firm committed to providing fast, flexible, and all-purpose financial solutions across the USA and worldwide.

Our mission is simple: To empower individuals, investors, and businesses by providing the direct capital they need, precisely when they need it, regardless of geographic complexity or asset type.

The Founding Vision (Since 1989)

Service Funding Associates was established in 1989 by John W. Vogel. Mr. Vogel recognized early on that the financial industry was rigid and slow, consistently failing to meet the demand for fast, flexible capital required by investors and growing businesses. Traditional banks were too complex, too slow, and too geographically limited to serve the dynamic needs of the modern borrower.

From the start, the mission was to create a reliable alternative: a direct private lending firm that prioritized speed, asset quality, and personalized service over bureaucracy.

Three Decades of Growth and Trust

1989-1990s: Establishing Roots: Operating from our headquarters in Hilliard, OH, Service Funding Associates initially focused on providing rapid, asset-backed financing to real estate investors and local businesses within Ohio and the surrounding states. This early focus built our reputation for being decisive and reliable.

2000s: Expanding the Scope: As the global economy interconnected, the company recognized that capital should not be constrained by borders. We strategically expanded our capabilities to include business and personal loans, providing all-purpose financing to a wider range of clients across the USA.

2010s-Present: Global Reach, Direct Expertise: Leveraging three decades of direct lending expertise, Service Funding Associates cemented its position as a global private lender. We now regularly structure and fund complex deals internationally, carrying forward John W. Vogel's original commitment to bypass the limitations of institutional finance.

Enduring Legacy

Today, Service Funding Associates honors its founding legacy by remaining fiercely independent and direct. We are proud of our deep roots in Hilliard, OH, while serving as a trusted source of capital for clients seeking opportunities worldwide.

Our Core Values

Our firm’s operations are guided by three non-negotiable values:

  • Transparency: Clear terms and open communication from application to closing.
  • Flexibility: Custom loan structures designed to match your specific cash flow and timelines.
  • Performance: A commitment to delivering funds quickly and efficiently to ensure your opportunities are capitalized.
...
4303
Loans Approved
1.8
Disbursed
1989
A Trusted Lender Since

The Direct Lending Difference

In a world dominated by slow-moving institutional finance, Service Funding Associates stands apart. As a direct private lender, we control the entire process, which translates into unparalleled speed and flexibility for our clients.

What Does "Direct Private Lender" Mean for You?

  • Speed and Certainty: You work directly with the decision-makers. There are no external committees or third-party brokers slowing down the process. This enables closings in days, not months.
  • Asset-Focused Underwriting: Unlike banks that rely heavily on restrictive credit histories, we focus on the value and viability of the collateral or the asset securing the loan.
  • Global Capacity: We look beyond local restrictions. While we operate from Hilliard, OH, our expertise spans international financing, offering essential funding for complex, cross-border business and real estate ventures.
Guiding to Service Funding Associates Programs

Our All-Purpose Expertise

We understand that financing needs are rarely one-size-fits-all. Our team possesses deep expertise in three key lending sectors, allowing us to serve diverse client needs quickly and effectively:

  1. Real Estate Investment: Providing crucial bridge loans and quick capital for time-sensitive deals, foreclosures, and competitive acquisitions worldwide.
  2. Business Expansion: Offering custom funding solutions for growth, inventory, acquisitions, and operations, especially for global businesses with non-traditional collateral.
  3. Personal & All-Purpose Loans: Delivering flexible, quick capital for unique personal or family financial requirements that do not fit standard bank criteria.
Guiding to Service Funding Associates Programs